Fees & charges
Last updated: 20 July 2026
1. Principles
- Buyers see the total they'll pay item price + shipping before they confirm. There is no payment processing fee for buyers.
- Sellers payout amount = order total − commission.
- No hidden fees. No listing fees.
2. Buyer fees
Buyers pay no processing fee. The total at checkout is the item price plus shipping — nothing else is added. Payments are collected by a verified payment aggregator and Mnadani absorbs the processing cost.
- Accepted methods: M-Pesa, Airtel Money, Mixx by Yas, HaloPesa.
The total shown on the checkout page is exactly what leaves your mobile money account (normal charges apply depending on your provider).
3. Seller commission
Mnadani takes a flat 4.5% commission from the order total only, at the moment funds are released from escrow into your wallet.
4. Payout fees
- Withdrawals from your wallet to mobile money: Free.
- Withdrawals from your wallet to a bank account: Free.
- You receive exactly the amount you request; withdrawals are usually processed the same day.
5. Wallet & gift cards
- Adding money to your wallet from mobile money carries no fee.
- Spending wallet balance on a Mnadani order has no fee.
- Buying a gift card is fee-free, you pay the card value only.
- Redeeming a gift card is free.
6. Auction & promotion fees
- Listing a normal auction: Free.
- Featured auction slot: flat fee shown at boost, deducted from wallet.
- Homepage sponsored placement: auction-based, cost shown at the time of bidding for the slot.
7. Worked example
8. What happens on refunds
Refunds return the item price plus shipping, minus a 1.5% processing fee, to the mobile money account you paid with Commission is only deducted from released funds, refunds never carry a Mnadani commission.
9. Fee changes
To ensure full pricing transparency, any updates to our fees will be announced 30 days in advance through email and our in-app banner. All existing orders are price-protected and unaffected by retroactive adjustments.
Frequently asked questions
- Does it cost anything to list an item on Mnadani?
- No. Listing is free. Mnadani charges a flat 4.5% commission on the order total only when the item actually sells.
- Are there checkout fees for buyers?
- No. Buyers pay the item price plus the shipping rate the seller sets. Nothing extra is added at checkout.
- How much commission does Mnadani take from sellers?
- A flat 4.5% of the order total, deducted automatically when funds are released from escrow into your wallet.
- Are there fees to withdraw my seller earnings?
- No. Withdrawals from your Mnadani wallet to mobile money or a bank account are free, and you receive exactly the amount you request, usually the same day.
- Is there a commission on refunds?
- No. Refunds never carry a Mnadani commission.
- Is there a processing fee on refunds?
- Refunds return the item price plus shipping, minus a 1.5% processing fee, to the mobile money account you paid with. Refunds never carry a Mnadani commission.
- How does adding money to my Mnadani wallet work?
- Adding money from your mobile money account to your Mnadani wallet is free. The amount appears immediately in your wallet, ready to use for purchases.
- What are the fees for gift cards?
- Buying gift cards is free. Selling or redeeming gift cards also carries no additional fees beyond standard selling commission.
- Do auction or promotion fees apply to regular listings?
- No. Auction and promotion fees only apply when you opt into those features. Standard listings remain free to list with only the 4.5% selling commission upon sale.